46 authorities

Insurance regulators in Europe

The supervisory authority for every covered market, with its official website, the regime it applies and how many licensed entities appear in this directory. Use the website link to reach the official register before relying on any entry.

CountrySupervisory authorityAcronymWebsiteRegionNotesInsurersVerification
AlbaniaAFSAAFSAamf.gov.alSouth-Eastern Europe9Unverified
AustriaFinanzmarktaufsicht (FMA)FMAfma.gv.atCentral Europe72Verified
BelarusMinistry of FinanceMoFminfin.gov.byEastern Europe & Baltics7Unverified
BelgiumBanque nationale de Belgique (NBB)NBBnbb.beWestern EuropeAlso supervised by Office de contrôle des mutualités - Controledienst voor de ziekenfondsen87Verified
Bosnia and HerzegovinaAZOBIH / entity agenciesAZOBIHazobih.gov.baSouth-Eastern Europe10Unverified
BulgariaBulgarian Financial Supervision Commission (FSC)FSCfsc.bgSouth-Eastern Europe37Verified
CroatiaHRVATSKA AGENCIJA ZA NADZOR FINANCIJSKIH USLUGA (HANFA)HANFAhanfa.hrSouth-Eastern Europe14Verified
CyprusInsurance Companies Control ServiceICCSmof.gov.cySouthern Europe30Verified
CzechiaČeská Národní Banka (CNB)CNBcnb.czCentral Europe20Verified
DenmarkFinanstilsynetDFSAfinanstilsynet.dkNordics83Verified
EstoniaFinantsinspektsioon (FI)FIfi.eeEastern Europe & Baltics10Verified
FinlandFinanssivalvonta (FI)FIN-FSAfinanssivalvonta.fiNordics46Verified
FranceL’Autorité de Contrôle Prudentiel et de Résolution (ACPR)ACPRacpr.banque-france.frWestern Europe614Verified
GermanyBundesanstalt für Finanzdienstleistungsaufsicht (BaFin)BaFinbafin.deCentral Europe499Verified
GibraltarPrudential Regulation Authority (Bank of England) / FCAPRAbankofengland.co.ukWestern Europe54Verified
GreeceBank of GreeceBoGbankofgreece.grSouthern Europe34Verified
Guernsey, Jersey and Isle of ManGuernsey Financial Services Commission / Jersey Financial Services Commission / Isle of Man Financial Services AuthorityGFSC / JFSC / IOMFSAWestern Europe8Unverified
HungaryMagyar Nemzeti Bank (MNB)MNBmnb.huCentral Europe26Verified
IcelandSeðlabanki Íslands - FjármálaeftirlitFMEsedlabanki.isNordics10Verified
IrelandCentral Bank of IrelandCBIcentralbank.ieWestern Europe177Verified
ItalyIstituto per la Vigilanza sulle Assicurazioni (IVASS)IVASSivass.itSouthern Europe83Verified
KosovoCBKCBKbqk-kos.orgSouth-Eastern Europe8Unverified
LatviaLatvijas BankaLBbank.lvEastern Europe & Baltics7Verified
LiechtensteinDie Finanzmarktaufsicht Liechtenstein (FMA)FMAfma-li.liCentral Europe26Verified
LithuaniaLietuvos Bankas (LB)LBlb.ltEastern Europe & Baltics8Verified
LuxembourgCommissariat aux Assurances (CAA)CAAcaa.luWestern Europe268Verified
MaltaMalta Financial Services Authority (MFSA)MFSAmfsa.mtSouthern Europe71Verified
MoldovaNBMNBMbnm.mdSouth-Eastern Europe7Unverified
Monaco, Andorra and San MarinoCommission de Contrôle des Activités Financières (Monaco) / Autoritat Financera Andorrana / Banca Centrale della Repubblica di San MarinoCCAF / AFA / BCSMWestern Europe3Unverified
MontenegroISAISAano.co.meSouth-Eastern Europe6Unverified
NetherlandsDe Nederlandsche Bank (DNB)DNBdnb.nlWestern Europe124Verified
North MacedoniaISAISAaso.mkSouth-Eastern Europe10Unverified
NorwayFinanstilsynet NorwayFinanstilsynetfinanstilsynet.noNordics63Verified
PolandKomisja Nadzoru Finansowego (KNF)KNFknf.gov.plCentral Europe47Verified
PortugalAutoridade de Supervisão de Seguros e Fundos de Pensões (ASF)ASFasf.com.ptSouthern Europe38Verified
RomaniaAutoritatea de Supraveghere Financiară (ASF)ASFasfromania.roSouth-Eastern Europe24Verified
RussiaBank of RussiaCBRcbr.ruEastern Europe & Baltics13Unverified
SerbiaNBSNBSnbs.rsSouth-Eastern Europe12Unverified
SlovakiaNárodná banka Slovenska (NBS)NBSnbs.skCentral Europe9Verified
SloveniaAgencija za zavarovalni nadzor (AZN)AZNa-zn.siCentral Europe12Verified
SpainDirección General de Seguros y Fondos de Pensiones (DGSFP)DGSFPdgsfp.mineco.gob.esSouthern Europe175Verified
SwedenFinansinspektionen (FI)FIfi.seNordics215Verified
SwitzerlandSwiss Financial Market Supervisory Authority (FINMA)FINMAfinma.chCentral Europe188Verified
TürkiyeSEDDKSEDDKseddk.gov.trSouthern Europe26Unverified
UkraineNBUNBUbank.gov.uaEastern Europe & Baltics15Unverified
United KingdomPrudential Regulation Authority (Bank of England) / FCAPRAbankofengland.co.ukWestern Europe450Verified

Frequently asked

Who regulates insurance in Europe?

In the EU and EEA each member state has a national competent authority (ACPR in France, BaFin in Germany, the Central Bank of Ireland, IVASS in Italy and so on) and EIOPA maintains the central Register of Insurance Undertakings. The UK and Gibraltar insurers here are on the Bank of England PRA list, Swiss insurers on the FINMA register, and non-EEA markets such as Türkiye, Serbia and Ukraine are supervised nationally.

How do I check whether an insurer is licensed?

Open the regulator website linked in the table and look for its register of licensed entities, usually published annually in a gazette or on a "licensed companies" page. This directory links every insurer to its regulator and records which register it was checked against.

How often are the registers updated?

Most supervisors publish a full list once a year and announce licence grants or revocations in between. Insurers Global re-verifies against the published register and records the date on each country page.

Regions covered: Nordics, Western Europe, Central Europe, Eastern Europe & Baltics, Southern Europe, South-Eastern Europe. JSON: /api/v1/regulators.json.