Insurers.globalEurope

8 classes

What insurers are licensed to write

Each of the 4,459 entities carries one licence class as recorded by its supervisor, or inferred from its name where the register does not state one (the EIOPA register for EU/EEA undertakings). Composite licences, which allow both life and non-life business, survive mainly in markets that have not yet mandated separation.

Code U

Not stated in register

1,872 entities in 31 of 46 countries

The source does not establish a class of business for this entry.

Code G

General (Non-life)

697 entities in 16 of 46 countries

Short-term property, casualty, motor, marine and other non-life covers.

Code L

Life

531 entities in 40 of 46 countries

Long-term life assurance, annuities, pensions and savings products.

Code R

Reinsurer

473 entities in 27 of 46 countries

Carriers that accept risk ceded by primary insurers.

Code H

Health / Medical

463 entities in 17 of 46 countries

Medical, health and hospital cash insurers licensed separately from life.

Code X

Specialty / Credit / Captive

307 entities in 24 of 46 countries

Credit, trade, legal-expenses, captive, agricultural, statutory-scheme or other specialist carriers.

Code C

Composite

108 entities in 8 of 46 countries

Licensed to write both life and non-life business under one entity.

Code T

Takaful / Islamic

8 entities in 1 of 46 countries

Sharia-compliant risk-sharing operators (takaful, participation and retakaful).